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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,364 | $81,262-57.7% | $155,602-77.9% | $80,911-57.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.84% | 33.34%-19.5pp | 64.81%-51.0pp | 35.63%-21.8pp |
| Employer contribution / active EE | $6,495 | $3,102+109.4% | $4,675+38.9% | $2,756+135.7% |
| Participant deferral / active EE | $2,950 | $3,451-14.5% | $5,629-47.6% | $4,297-31.4% |
| Admin fee / account holder | $2,187 | $7,992-72.6% | $15,923-86.3% | $6,935-68.5% |