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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,173 | $51,638+10.7% | $68,368-16.4% | $82,448-30.7% |
| Participation rate | 78.6% | 63.6%+15.0pp | 73.8%+4.8pp | 68.1%+10.5pp |
| Annual return | 13.44% | 37.53%-24.1pp | 292.57%-279.1pp | 41.64%-28.2pp |
| Employer contribution / active EE | $1,856 | $2,047-9.3% | $2,649-29.9% | $2,551-27.2% |
| Participant deferral / active EE | $3,858 | $2,914+32.4% | $4,123-6.4% | $4,139-6.8% |
| Admin fee / account holder | $2,812 | $4,643-39.4% | $5,150-45.4% | $7,234-61.1% |