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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,013 | $58,275-74.2% | $81,844-81.7% | $80,935-81.5% |
| Participation rate | 20.3% | 63.5%-43.1pp | 72.4%-52.0pp | 67.7%-47.3pp |
| Annual return | 51.83% | 41.82%+10.0pp | 778.87%-727.0pp | 35.66%+16.2pp |
| Employer contribution / active EE | $445 | $2,346-81.0% | $2,916-84.7% | $2,757-83.9% |
| Participant deferral / active EE | $954 | $3,285-71.0% | $4,323-77.9% | $4,299-77.8% |
| Admin fee / account holder | $8 | $4,749-99.8% | $7,355-99.9% | $6,924-99.9% |