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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,013 | $58,234-74.2% | $81,783-81.6% | $80,874-81.4% |
| Participation rate | 20.3% | 63.4%-43.1pp | 72.4%-52.0pp | 67.6%-47.3pp |
| Annual return | 51.83% | 41.70%+10.1pp | 775.05%-723.2pp | 35.62%+16.2pp |
| Employer contribution / active EE | $445 | $2,341-81.0% | $2,913-84.7% | $2,756-83.8% |
| Participant deferral / active EE | $954 | $3,283-70.9% | $4,320-77.9% | $4,297-77.8% |
| Admin fee / account holder | $8 | $4,982-99.8% | $7,380-99.9% | $6,935-99.9% |