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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,417 | $156,398-69.0% | $147,318-67.1% | $138,895-65.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.19% | 78.75%-61.6pp | 70.43%-53.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $15,928 | $8,237+93.4% | $7,906+101.5% | $6,396+149.0% |
| Admin fee / account holder | $9,714 | $14,976-35.1% | $13,708-29.1% | $12,562-22.7% |