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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,133 | $183,516-65.1% | $155,534-58.8% | $145,884-56.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.31% | 61.43%-41.1pp | 64.92%-44.6pp | 551.85%-531.5pp |
| Employer contribution / active EE | $7,061 | $5,315+32.9% | $4,675+51.0% | $4,662+51.4% |
| Participant deferral / active EE | $5,839 | $6,467-9.7% | $5,630+3.7% | $6,690-12.7% |
| Admin fee / account holder | $8,660 | $19,293-55.1% | $15,900-45.5% | $13,392-35.3% |