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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,743 | $183,539-44.0% | $155,556-34.0% | $145,897-29.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 9.24% | 61.31%-52.1pp | 64.84%-55.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $2,948 | $5,315-44.5% | $4,675-37.0% | $4,663-36.8% |
| Participant deferral / active EE | $9,615 | $6,467+48.7% | $5,631+70.8% | $6,689+43.7% |
| Admin fee / account holder | $3,411 | $19,275-82.3% | $15,885-78.5% | $13,390-74.5% |