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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,743 | $183,592-44.0% | $155,574-34.0% | $145,877-29.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 9.24% | 61.37%-52.1pp | 64.87%-55.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $2,948 | $5,317-44.6% | $4,676-37.0% | $4,663-36.8% |
| Participant deferral / active EE | $9,615 | $6,466+48.7% | $5,629+70.8% | $6,691+43.7% |
| Admin fee / account holder | $3,411 | $19,316-82.3% | $15,914-78.6% | $13,402-74.6% |