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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,010 | $99,875-77.0% | $146,866-84.3% | $86,983-73.5% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.5%+5.3pp | 69.5%+18.3pp |
| Annual return | 26.88% | 28.10%-1.2pp | 102.85%-76.0pp | 25.83%+1.0pp |
| Employer contribution / active EE | $66 | $3,224-98.0% | $4,425-98.5% | $2,584-97.4% |
| Participant deferral / active EE | $10,356 | $6,322+63.8% | $7,759+33.5% | $4,194+146.9% |
| Admin fee / account holder | $3,902 | $7,838-50.2% | $13,620-71.4% | $7,856-50.3% |