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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,041 | $29,716-72.9% | $56,077-85.7% | $80,925-90.1% |
| Participation rate | 82.1% | 41.7%+40.4pp | 52.5%+29.6pp | 67.7%+14.4pp |
| Annual return | 41.21% | 35.30%+5.9pp | 1709.28%-1668.1pp | 35.65%+5.6pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,360 | $1,228+92.1% | $1,954+20.8% | $4,299-45.1% |
| Admin fee / account holder | $2,493 | $2,432+2.5% | $2,825-11.7% | $6,940-64.1% |