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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,474 | $156,398-63.3% | $147,318-61.0% | $138,895-58.6% |
| Participation rate | 63.6% | 83.8%-20.1pp | 82.1%-18.4pp | 79.9%-16.3pp |
| Annual return | 31.88% | 78.75%-46.9pp | 70.43%-38.6pp | 145.39%-113.5pp |
| Employer contribution / active EE | $4,536 | $4,853-6.5% | $4,593-1.2% | $4,194+8.2% |
| Participant deferral / active EE | $14,576 | $8,237+76.9% | $7,906+84.4% | $6,396+127.9% |
| Admin fee / account holder | $16 | $14,976-99.9% | $13,708-99.9% | $12,562-99.9% |