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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,871 | $97,125-75.4% | $86,233-72.3% | $137,256-82.6% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.0%+21.9pp | 80.0%+10.9pp |
| Annual return | 20.70% | 74.19%-53.5pp | 61.39%-40.7pp | 220.34%-199.6pp |
| Employer contribution / active EE | $2,683 | $2,841-5.6% | $2,504+7.1% | $4,156-35.4% |
| Participant deferral / active EE | $6,833 | $5,180+31.9% | $4,559+49.9% | $6,407+6.7% |
| Admin fee / account holder | $390 | $9,725-96.0% | $8,342-95.3% | $12,270-96.8% |