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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,223 | $160,028+6.4% | $147,080+15.7% | $145,884+16.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.08% | 98.60%-87.5pp | 420.17%-409.1pp | 551.85%-540.8pp |
| Employer contribution / active EE | $23,770 | $5,286+349.7% | $4,933+381.8% | $4,662+409.8% |
| Participant deferral / active EE | $15,443 | $8,422+83.4% | $8,066+91.4% | $6,690+130.8% |
| Admin fee / account holder | $1,123 | $15,030-92.5% | $12,989-91.4% | $13,392-91.6% |