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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,298 | $159,934-78.6% | $147,005-76.7% | $145,959-76.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.3pp | 80.3%+1.5pp |
| Annual return | 22.33% | 98.24%-75.9pp | 418.76%-396.4pp | 561.95%-539.6pp |
| Employer contribution / active EE | $2,614 | $5,287-50.6% | $4,934-47.0% | $4,661-43.9% |
| Participant deferral / active EE | $6,313 | $8,427-25.1% | $8,070-21.8% | $6,689-5.6% |
| Admin fee / account holder | $480 | $15,053-96.8% | $13,006-96.3% | $13,398-96.4% |