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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,252 | $67,823-86.4% | $52,425-82.4% | $137,256-93.3% |
| Participation rate | 91.7% | 63.9%+27.8pp | 55.6%+36.0pp | 80.0%+11.7pp |
| Annual return | 17.19% | 219.11%-201.9pp | 302.12%-284.9pp | 220.34%-203.1pp |
| Employer contribution / active EE | $789 | $1,163-32.2% | $914-13.7% | $4,156-81.0% |
| Participant deferral / active EE | $2,359 | $2,288+3.1% | $1,790+31.7% | $6,407-63.2% |
| Admin fee / account holder | $531 | $2,844-81.3% | $2,495-78.7% | $12,270-95.7% |