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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,839 | $76,519-84.5% | $56,025-78.9% | $145,897-91.9% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 9.51% | 3017.03%-3007.5pp | 1712.69%-1703.2pp | 552.29%-542.8pp |
| Employer contribution / active EE | $1,962 | $1,383+41.8% | $1,042+88.4% | $4,663-57.9% |
| Participant deferral / active EE | $2,672 | $2,624+1.8% | $1,955+36.7% | $6,689-60.1% |
| Admin fee / account holder | $1,439 | $3,331-56.8% | $2,828-49.1% | $13,390-89.3% |