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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,924 | $154,228-82.5% | $145,433-81.5% | $137,256-80.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 32.05% | 74.59%-42.5pp | 66.58%-34.5pp | 220.34%-188.3pp |
| Employer contribution / active EE | $5,263 | $4,804+9.6% | $4,554+15.6% | $4,156+26.6% |
| Participant deferral / active EE | $6,737 | $8,216-18.0% | $7,897-14.7% | $6,407+5.2% |
| Admin fee / account holder | $1,590 | $14,344-88.9% | $13,129-87.9% | $12,270-87.0% |