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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,461 | $97,125-76.9% | $86,233-74.0% | $137,256-83.6% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 20.64% | 74.19%-53.5pp | 61.39%-40.7pp | 220.34%-199.7pp |
| Employer contribution / active EE | $2,053 | $2,841-27.8% | $2,504-18.0% | $4,156-50.6% |
| Participant deferral / active EE | $4,379 | $5,180-15.5% | $4,559-3.9% | $6,407-31.6% |
| Admin fee / account holder | $2,120 | $9,725-78.2% | $8,342-74.6% | $12,270-82.7% |