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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,749 | $100,073-76.3% | $85,126-72.1% | $145,877-83.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.13% | 84.11%-72.0pp | 66.63%-54.5pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,138 | $3,236-34.0% | $2,731-21.7% | $4,663-54.2% |
| Participant deferral / active EE | $4,342 | $5,294-18.0% | $4,523-4.0% | $6,691-35.1% |
| Admin fee / account holder | $1,858 | $7,261-74.4% | $6,160-69.8% | $13,402-86.1% |