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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,086 | $160,028+29.4% | $147,080+40.8% | $145,884+42.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.13% | 98.60%-83.5pp | 420.17%-405.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $29,954 | $5,286+466.7% | $4,933+507.2% | $4,662+542.5% |
| Participant deferral / active EE | $21,432 | $8,422+154.5% | $8,066+165.7% | $6,690+220.4% |
| Admin fee / account holder | $9,666 | $15,030-35.7% | $12,989-25.6% | $13,392-27.8% |