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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,943 | $55,446-62.2% | $155,574-86.5% | $74,429-71.9% |
| Participation rate | 16.8% | 61.9%-45.1pp | 78.2%-61.4pp | 67.2%-50.4pp |
| Annual return | 12.32% | 269.20%-256.9pp | 64.87%-52.6pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $738 | $2,266-67.4% | $4,676-84.2% | $2,625-71.9% |
| Participant deferral / active EE | $1,242 | $2,836-56.2% | $5,629-77.9% | $4,348-71.4% |
| Admin fee / account holder | $3,414 | $1,743+95.8% | $15,914-78.6% | $1,944+75.6% |