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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,987 | $154,228-11.2% | $145,433-5.8% | $137,256-0.2% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 20.59% | 74.59%-54.0pp | 66.58%-46.0pp | 220.34%-199.8pp |
| Employer contribution / active EE | $7,678 | $4,804+59.8% | $4,554+68.6% | $4,156+84.7% |
| Participant deferral / active EE | $15,355 | $8,216+86.9% | $7,897+94.4% | $6,407+139.7% |
| Admin fee / account holder | $35,575 | $14,344+148.0% | $13,129+171.0% | $12,270+189.9% |