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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,929 | $125,193-44.1% | $105,591-33.8% | $145,978-52.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 19.30% | 225.53%-206.2pp | 116.43%-97.1pp | 550.52%-531.2pp |
| Employer contribution / active EE | $10,630 | $3,718+185.9% | $3,166+235.7% | $4,662+128.0% |
| Participant deferral / active EE | $22,328 | $5,708+291.2% | $5,008+345.8% | $6,690+233.8% |
| Admin fee / account holder | $356 | $17,277-97.9% | $11,024-96.8% | $13,400-97.3% |