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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,929 | $125,237-44.2% | $105,608-33.8% | $145,877-52.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 19.30% | 225.76%-206.5pp | 116.50%-97.2pp | 551.28%-532.0pp |
| Employer contribution / active EE | $10,630 | $3,720+185.7% | $3,167+235.6% | $4,663+128.0% |
| Participant deferral / active EE | $22,328 | $5,711+291.0% | $5,010+345.7% | $6,691+233.7% |
| Admin fee / account holder | $356 | $17,287-97.9% | $11,028-96.8% | $13,402-97.3% |