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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,023 | $29,733+21.2% | $56,025-35.7% | $80,959-55.5% |
| Participation rate | 15.2% | 41.7%-26.5pp | 52.5%-37.3pp | 67.7%-52.5pp |
| Annual return | 16.27% | 35.28%-19.0pp | 1712.69%-1696.4pp | 35.67%-19.4pp |
| Employer contribution / active EE | $381 | $672-43.3% | $1,042-63.4% | $2,757-86.2% |
| Participant deferral / active EE | $1,167 | $1,229-5.0% | $1,955-40.3% | $4,300-72.9% |
| Admin fee / account holder | $925 | $2,434-62.0% | $2,828-67.3% | $6,925-86.6% |