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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,059 | $114,119+92.0% | $107,187+104.4% | $138,895+57.7% |
| Participation rate | 82.4% | 78.1%+4.3pp | 75.0%+7.3pp | 79.9%+2.4pp |
| Annual return | 17.59% | 273.21%-255.6pp | 204.55%-187.0pp | 145.39%-127.8pp |
| Employer contribution / active EE | $3,959 | $4,059-2.5% | $3,782+4.7% | $4,194-5.6% |
| Participant deferral / active EE | $10,210 | $5,538+84.4% | $5,096+100.4% | $6,396+59.6% |
| Admin fee / account holder | $1,430 | $10,024-85.7% | $9,162-84.4% | $12,562-88.6% |