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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,785 | $201,259-63.8% | $184,200-60.5% | $145,959-50.1% |
| Participation rate | 93.8% | 87.5%+6.2pp | 86.8%+6.9pp | 80.3%+13.5pp |
| Annual return | 21.12% | 28.98%-7.9pp | 28.80%-7.7pp | 561.95%-540.8pp |
| Employer contribution / active EE | $7,416 | $7,018+5.7% | $6,424+15.4% | $4,661+59.1% |
| Participant deferral / active EE | $12,354 | $9,806+26.0% | $9,132+35.3% | $6,689+84.7% |
| Admin fee / account holder | $27,113 | $16,372+65.6% | $13,907+95.0% | $13,398+102.4% |