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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,945 | $154,228-87.7% | $145,433-87.0% | $137,256-86.2% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 23.93% | 74.59%-50.7pp | 66.58%-42.6pp | 220.34%-196.4pp |
| Employer contribution / active EE | $3,235 | $4,804-32.7% | $4,554-29.0% | $4,156-22.2% |
| Participant deferral / active EE | $6,384 | $8,216-22.3% | $7,897-19.2% | $6,407-0.4% |
| Admin fee / account holder | $3,123 | $14,344-78.2% | $13,129-76.2% | $12,270-74.6% |