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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,697 | $208,088-48.2% | $186,193-42.2% | $154,746-30.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 14.59% | 89.97%-75.4pp | 78.03%-63.4pp | 172.34%-157.7pp |
| Employer contribution / active EE | $2,270 | $4,340-47.7% | $3,918-42.1% | $4,379-48.2% |
| Participant deferral / active EE | $11,381 | $7,078+60.8% | $6,513+74.7% | $6,730+69.1% |
| Admin fee / account holder | $11,114 | $11,698-5.0% | $11,058+0.5% | $14,365-22.6% |