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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,697 | $180,749-40.4% | $160,784-33.0% | $137,256-21.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 14.59% | 2234.46%-2219.9pp | 1803.92%-1789.3pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,270 | $4,155-45.4% | $3,733-39.2% | $4,156-45.4% |
| Participant deferral / active EE | $11,381 | $6,844+66.3% | $6,293+80.9% | $6,407+77.6% |
| Admin fee / account holder | $11,114 | $10,397+6.9% | $9,717+14.4% | $12,270-9.4% |