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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,286 | $183,539-86.2% | $155,556-83.7% | $145,897-82.7% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 15.51% | 61.31%-45.8pp | 64.84%-49.3pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,894 | $5,315-64.4% | $4,675-59.5% | $4,663-59.4% |
| Participant deferral / active EE | $3,992 | $6,467-38.3% | $5,631-29.1% | $6,689-40.3% |
| Admin fee / account holder | $304 | $19,275-98.4% | $15,885-98.1% | $13,390-97.7% |