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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,377 | $88,778-44.4% | $81,844-39.7% | $145,884-66.2% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 10.00% | 1033.03%-1023.0pp | 778.87%-768.9pp | 551.85%-541.9pp |
| Employer contribution / active EE | $2,257 | $3,087-26.9% | $2,916-22.6% | $4,662-51.6% |
| Participant deferral / active EE | $12,908 | $4,648+177.7% | $4,323+198.5% | $6,690+92.9% |
| Admin fee / account holder | $4,282 | $8,430-49.2% | $7,355-41.8% | $13,392-68.0% |