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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,734 | $201,344-21.7% | $184,243-14.4% | $145,877+8.1% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 14.14% | 29.01%-14.9pp | 28.82%-14.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $5,292 | $7,022-24.6% | $6,427-17.7% | $4,663+13.5% |
| Participant deferral / active EE | $15,333 | $9,807+56.4% | $9,132+67.9% | $6,691+129.2% |
| Admin fee / account holder | $184 | $16,382-98.9% | $13,914-98.7% | $13,402-98.6% |