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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,647 | $185,312+7.7% | $161,489+23.6% | $154,746+29.0% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 16.90% | 103.84%-86.9pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $8,598 | $4,769+80.3% | $4,268+101.4% | $4,379+96.3% |
| Participant deferral / active EE | $6,616 | $6,350+4.2% | $5,630+17.5% | $6,730-1.7% |
| Admin fee / account holder | $1,239 | $18,654-93.4% | $16,006-92.3% | $14,365-91.4% |