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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,647 | $227,399-12.2% | $189,758+5.2% | $198,609+0.5% |
| Participation rate | 66.7% | 84.0%-17.3pp | 79.8%-13.1pp | 82.4%-15.7pp |
| Annual return | 16.90% | 61.03%-44.1pp | 52.62%-35.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $8,598 | $5,526+55.6% | $4,767+80.4% | $5,055+70.1% |
| Participant deferral / active EE | $6,616 | $6,837-3.2% | $5,856+13.0% | $6,977-5.2% |
| Admin fee / account holder | $1,239 | $25,162-95.1% | $20,388-93.9% | $19,030-93.5% |