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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,792 | $72,426-79.6% | $67,560-78.1% | $145,897-89.9% |
| Participation rate | 91.7% | 76.9%+14.8pp | 72.9%+18.7pp | 80.3%+11.4pp |
| Annual return | 14.83% | 7226.78%-7212.0pp | 3533.50%-3518.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,108 | $3,074-64.0% | $2,737-59.5% | $4,663-76.2% |
| Participant deferral / active EE | $4,854 | $4,785+1.4% | $4,004+21.2% | $6,689-27.4% |
| Admin fee / account holder | $405 | $5,514-92.7% | $3,994-89.9% | $13,390-97.0% |