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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,946 | $97,125-69.2% | $86,233-65.3% | $137,256-78.2% |
| Participation rate | 76.9% | 74.2%+2.7pp | 69.0%+7.9pp | 80.0%-3.0pp |
| Annual return | 247.19% | 74.19%+173.0pp | 61.39%+185.8pp | 220.34%+26.8pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,323 | $5,180-55.2% | $4,559-49.0% | $6,407-63.7% |
| Admin fee / account holder | $1,034 | $9,725-89.4% | $8,342-87.6% | $12,270-91.6% |