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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,491 | $162,136-95.4% | $152,301-95.1% | $154,746-95.2% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 54.10% | 91.02%-36.9pp | 80.50%-26.4pp | 172.34%-118.2pp |
| Employer contribution / active EE | $3,002 | $4,890-38.6% | $4,624-35.1% | $4,379-31.5% |
| Participant deferral / active EE | $3,413 | $8,341-59.1% | $8,004-57.4% | $6,730-49.3% |
| Admin fee / account holder | $4,522 | $15,759-71.3% | $14,398-68.6% | $14,365-68.5% |