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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,491 | $155,555-95.2% | $146,866-94.9% | $155,188-95.2% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 54.10% | 115.41%-61.3pp | 102.85%-48.8pp | 148.84%-94.7pp |
| Employer contribution / active EE | $3,002 | $4,647-35.4% | $4,425-32.2% | $4,248-29.3% |
| Participant deferral / active EE | $3,413 | $8,044-57.6% | $7,759-56.0% | $6,531-47.7% |
| Admin fee / account holder | $4,522 | $14,755-69.4% | $13,620-66.8% | $14,480-68.8% |