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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,557 | $88,778+87.6% | $81,844+103.5% | $145,884+14.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.14% | 1033.03%-1020.9pp | 778.87%-766.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,730 | $3,087-11.6% | $2,916-6.4% | $4,662-41.4% |
| Participant deferral / active EE | $14,492 | $4,648+211.8% | $4,323+235.2% | $6,690+116.6% |
| Admin fee / account holder | $5,064 | $8,430-39.9% | $7,355-31.2% | $13,392-62.2% |