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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,557 | $88,754+87.7% | $81,820+103.6% | $145,877+14.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.14% | 1031.77%-1019.6pp | 777.93%-765.8pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,730 | $3,085-11.5% | $2,915-6.3% | $4,663-41.5% |
| Participant deferral / active EE | $14,492 | $4,648+211.8% | $4,323+235.3% | $6,691+116.6% |
| Admin fee / account holder | $5,064 | $8,424-39.9% | $7,391-31.5% | $13,402-62.2% |