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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,134 | $71,215-47.9% | $93,696-60.4% | $80,935-54.1% |
| Participation rate | 65.7% | 60.4%+5.3pp | 68.7%-3.0pp | 67.7%-2.0pp |
| Annual return | 13.35% | 11.27%+2.1pp | 133.74%-120.4pp | 35.66%-22.3pp |
| Employer contribution / active EE | $1,245 | $1,565-20.5% | $2,422-48.6% | $2,757-54.8% |
| Participant deferral / active EE | $3,511 | $4,037-13.0% | $4,417-20.5% | $4,299-18.3% |
| Admin fee / account holder | $2,712 | $6,958-61.0% | $8,287-67.3% | $6,924-60.8% |