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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,670 | $129,737-57.9% | $119,126-54.1% | $154,746-64.7% |
| Participation rate | 57.1% | 78.9%-21.7pp | 75.8%-18.6pp | 80.7%-23.6pp |
| Annual return | 23.36% | 379.08%-355.7pp | 282.11%-258.7pp | 172.34%-149.0pp |
| Employer contribution / active EE | $2,062 | $4,375-52.9% | $4,034-48.9% | $4,379-52.9% |
| Participant deferral / active EE | $6,509 | $5,842+11.4% | $5,318+22.4% | $6,730-3.3% |
| Admin fee / account holder | $0 | $11,961-100.0% | $10,693-100.0% | $14,365-100.0% |