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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,308 | $111,787+2.3% | $93,681+22.0% | $145,978-21.7% |
| Participation rate | 71.4% | 74.2%-2.8pp | 68.7%+2.7pp | 80.3%-8.9pp |
| Annual return | 15.60% | 203.52%-187.9pp | 133.47%-117.9pp | 550.52%-534.9pp |
| Employer contribution / active EE | $8,594 | $3,093+177.8% | $2,422+254.8% | $4,662+84.3% |
| Participant deferral / active EE | $5,444 | $4,918+10.7% | $4,415+23.3% | $6,690-18.6% |
| Admin fee / account holder | $1,663 | $10,256-83.8% | $8,290-79.9% | $13,400-87.6% |