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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,587 | $89,259-68.0% | $107,187-73.3% | $82,637-65.4% |
| Participation rate | 77.8% | 67.9%+9.8pp | 75.0%+2.8pp | 68.1%+9.7pp |
| Annual return | 20.65% | 21.02%-0.4pp | 204.55%-183.9pp | 53.51%-32.9pp |
| Employer contribution / active EE | $2,261 | $3,080-26.6% | $3,782-40.2% | $2,552-11.4% |
| Participant deferral / active EE | $4,201 | $4,037+4.1% | $5,096-17.6% | $4,126+1.8% |
| Admin fee / account holder | $1,852 | $7,381-74.9% | $9,162-79.8% | $7,339-74.8% |