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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,792 | $102,385-69.9% | $147,080-79.1% | $80,935-62.0% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.0pp |
| Annual return | 15.14% | 135.09%-120.0pp | 420.17%-405.0pp | 35.66%-20.5pp |
| Employer contribution / active EE | $3,686 | $3,717-0.8% | $4,933-25.3% | $2,757+33.7% |
| Participant deferral / active EE | $5,344 | $6,651-19.6% | $8,066-33.7% | $4,299+24.3% |
| Admin fee / account holder | $1,515 | $7,951-81.0% | $12,989-88.3% | $6,924-78.1% |