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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,890 | $183,516-35.2% | $155,534-23.6% | $145,884-18.5% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 13.17% | 61.43%-48.3pp | 64.92%-51.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,468 | $5,315-53.6% | $4,675-47.2% | $4,662-47.1% |
| Participant deferral / active EE | $8,895 | $6,467+37.6% | $5,630+58.0% | $6,690+33.0% |
| Admin fee / account holder | $457 | $19,293-97.6% | $15,900-97.1% | $13,392-96.6% |