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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,572 | $201,370-50.6% | $184,256-46.0% | $145,897-31.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.55% | 29.05%-13.5pp | 28.85%-13.3pp | 552.29%-536.7pp |
| Employer contribution / active EE | $14,195 | $7,024+102.1% | $6,427+120.9% | $4,663+204.4% |
| Participant deferral / active EE | $11,255 | $9,808+14.8% | $9,133+23.2% | $6,689+68.3% |
| Admin fee / account holder | $360 | $16,364-97.8% | $13,899-97.4% | $13,390-97.3% |