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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,775 | $155,555-68.6% | $146,866-66.8% | $155,188-68.6% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.5%-3.9pp | 80.8%-2.2pp |
| Annual return | 15.84% | 115.41%-99.6pp | 102.85%-87.0pp | 148.84%-133.0pp |
| Employer contribution / active EE | $1,774 | $4,647-61.8% | $4,425-59.9% | $4,248-58.2% |
| Participant deferral / active EE | $7,611 | $8,044-5.4% | $7,759-1.9% | $6,531+16.5% |
| Admin fee / account holder | $6,308 | $14,755-57.3% | $13,620-53.7% | $14,480-56.4% |