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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,775 | $162,136-69.9% | $152,301-68.0% | $154,746-68.5% |
| Participation rate | 78.6% | 84.1%-5.5pp | 82.4%-3.9pp | 80.7%-2.1pp |
| Annual return | 15.84% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,774 | $4,890-63.7% | $4,624-61.6% | $4,379-59.5% |
| Participant deferral / active EE | $7,611 | $8,341-8.7% | $8,004-4.9% | $6,730+13.1% |
| Admin fee / account holder | $6,308 | $15,759-60.0% | $14,398-56.2% | $14,365-56.1% |