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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,346 | $62,177-65.7% | $81,370-73.8% | $74,478-71.3% |
| Participation rate | 96.9% | 64.1%+32.9pp | 69.5%+27.4pp | 67.2%+29.7pp |
| Annual return | 46.53% | 16.62%+29.9pp | 24.85%+21.7pp | 1370.56%-1324.0pp |
| Employer contribution / active EE | $3,084 | $1,881+64.0% | $2,464+25.2% | $2,626+17.4% |
| Participant deferral / active EE | $4,839 | $3,219+50.3% | $3,885+24.6% | $4,350+11.2% |
| Admin fee / account holder | $1,088 | $1,927-43.5% | $5,749-81.1% | $1,946-44.1% |