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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,493 | $117,895-24.9% | $102,460-13.6% | $145,897-39.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 77.97% | 31.92%+46.1pp | 29.47%+48.5pp | 552.29%-474.3pp |
| Employer contribution / active EE | $2,867 | $3,619-20.8% | $3,025-5.2% | $4,663-38.5% |
| Participant deferral / active EE | $11,187 | $5,736+95.0% | $5,056+121.3% | $6,689+67.2% |
| Admin fee / account holder | $1,116 | $13,353-91.6% | $9,460-88.2% | $13,390-91.7% |