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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,823 | $110,379-62.1% | $102,412-59.2% | $145,884-71.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.63% | 24.84%-21.2pp | 24.94%-21.3pp | 551.85%-548.2pp |
| Employer contribution / active EE | $13,526 | $4,216+220.8% | $3,870+249.5% | $4,662+190.1% |
| Participant deferral / active EE | $9,518 | $5,622+69.3% | $5,060+88.1% | $6,690+42.3% |
| Admin fee / account holder | $365 | $9,745-96.3% | $8,388-95.6% | $13,392-97.3% |