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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,823 | $111,814-62.6% | $103,374-59.5% | $145,959-71.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.63% | 24.77%-21.1pp | 24.89%-21.3pp | 561.95%-558.3pp |
| Employer contribution / active EE | $13,526 | $4,214+221.0% | $3,869+249.6% | $4,661+190.2% |
| Participant deferral / active EE | $9,518 | $5,618+69.4% | $5,058+88.2% | $6,689+42.3% |
| Admin fee / account holder | $365 | $9,754-96.3% | $8,394-95.7% | $13,398-97.3% |