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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,851 | $107,809-97.4% | $97,032-97.1% | $155,188-98.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 21.16% | 38.06%-16.9pp | 35.38%-14.2pp | 148.84%-127.7pp |
| Employer contribution / active EE | $843 | $2,911-71.1% | $2,629-67.9% | $4,248-80.2% |
| Participant deferral / active EE | $1,346 | $5,129-73.8% | $4,672-71.2% | $6,531-79.4% |
| Admin fee / account holder | $543 | $10,717-94.9% | $9,418-94.2% | $14,480-96.2% |