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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,851 | $99,053-97.1% | $88,179-96.8% | $138,895-97.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 21.16% | 78.17%-57.0pp | 64.97%-43.8pp | 145.39%-124.2pp |
| Employer contribution / active EE | $843 | $2,882-70.8% | $2,549-66.9% | $4,194-79.9% |
| Participant deferral / active EE | $1,346 | $5,225-74.3% | $4,614-70.8% | $6,396-79.0% |
| Admin fee / account holder | $543 | $8,748-93.8% | $7,673-92.9% | $12,562-95.7% |