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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,066 | $101,653-55.7% | $147,080-69.4% | $74,459-39.5% |
| Participation rate | 71.4% | 75.6%-4.1pp | 82.2%-10.8pp | 67.2%+4.2pp |
| Annual return | 35.55% | 8754.98%-8719.4pp | 420.17%-384.6pp | 1369.70%-1334.2pp |
| Employer contribution / active EE | $2,871 | $3,813-24.7% | $4,933-41.8% | $2,626+9.3% |
| Participant deferral / active EE | $6,930 | $7,304-5.1% | $8,066-14.1% | $4,350+59.3% |
| Admin fee / account holder | $1,142 | $1,752-34.8% | $12,989-91.2% | $1,945-41.3% |