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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,249 | $159,934-13.6% | $147,005-6.0% | $145,959-5.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.10% | 98.24%-86.1pp | 418.76%-406.7pp | 561.95%-549.9pp |
| Employer contribution / active EE | $6,988 | $5,287+32.2% | $4,934+41.6% | $4,661+49.9% |
| Participant deferral / active EE | $14,766 | $8,427+75.2% | $8,070+83.0% | $6,689+120.8% |
| Admin fee / account holder | $29,391 | $15,053+95.2% | $13,006+126.0% | $13,398+119.4% |