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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,249 | $160,070-13.6% | $147,117-6.0% | $145,897-5.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.10% | 98.69%-86.6pp | 420.54%-408.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $6,988 | $5,285+32.2% | $4,932+41.7% | $4,663+49.9% |
| Participant deferral / active EE | $14,766 | $8,419+75.4% | $8,065+83.1% | $6,689+120.7% |
| Admin fee / account holder | $29,391 | $15,035+95.5% | $12,993+126.2% | $13,390+119.5% |