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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,295 | $169,237+123.5% | $129,339+192.5% | $145,978+159.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.13% | 14364.43%-14349.3pp | 9437.05%-9421.9pp | 550.52%-535.4pp |
| Employer contribution / active EE | $25,073 | $5,540+352.5% | $4,154+503.5% | $4,662+437.8% |
| Participant deferral / active EE | $30,500 | $4,991+511.1% | $4,170+631.4% | $6,690+355.9% |
| Admin fee / account holder | $2,541 | $9,882-74.3% | $7,668-66.9% | $13,400-81.0% |