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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,295 | $169,356+123.4% | $129,406+192.3% | $145,897+159.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.13% | 14418.62%-14403.5pp | 9468.18%-9453.0pp | 552.29%-537.2pp |
| Employer contribution / active EE | $25,073 | $5,542+352.4% | $4,155+503.4% | $4,663+437.7% |
| Participant deferral / active EE | $30,500 | $4,987+511.6% | $4,167+631.9% | $6,689+356.0% |
| Admin fee / account holder | $2,541 | $9,915-74.4% | $7,689-67.0% | $13,390-81.0% |