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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,921 | $180,749-33.7% | $160,784-25.4% | $137,256-12.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 12.89% | 2234.46%-2221.6pp | 1803.92%-1791.0pp | 220.34%-207.4pp |
| Employer contribution / active EE | $8,782 | $4,155+111.3% | $3,733+135.3% | $4,156+111.3% |
| Participant deferral / active EE | $18,176 | $6,844+165.6% | $6,293+188.8% | $6,407+183.7% |
| Admin fee / account holder | $27,923 | $10,397+168.6% | $9,717+187.4% | $12,270+127.6% |