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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,921 | $208,088-42.4% | $186,193-35.6% | $154,746-22.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 12.89% | 89.97%-77.1pp | 78.03%-65.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $8,782 | $4,340+102.3% | $3,918+124.1% | $4,379+100.5% |
| Participant deferral / active EE | $18,176 | $7,078+156.8% | $6,513+179.1% | $6,730+170.1% |
| Admin fee / account holder | $27,923 | $11,698+138.7% | $11,058+152.5% | $14,365+94.4% |