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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,921 | $225,673-46.9% | $203,872-41.2% | $155,188-22.7% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 12.89% | 95.91%-83.0pp | 85.11%-72.2pp | 148.84%-135.9pp |
| Employer contribution / active EE | $8,782 | $4,099+114.3% | $3,757+133.7% | $4,248+106.7% |
| Participant deferral / active EE | $18,176 | $6,893+163.7% | $6,388+184.6% | $6,531+178.3% |
| Admin fee / account holder | $27,923 | $12,327+126.5% | $11,730+138.0% | $14,480+92.8% |