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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,675 | $90,400-47.3% | $186,193-74.4% | $87,485-45.5% |
| Participation rate | 95.8% | 66.2%+29.6pp | 77.1%+18.7pp | 68.9%+26.8pp |
| Annual return | 30.76% | 22.15%+8.6pp | 78.03%-47.3pp | 26.06%+4.7pp |
| Employer contribution / active EE | $8,245 | $2,170+279.9% | $3,918+110.4% | $2,596+217.6% |
| Participant deferral / active EE | $9,445 | $4,330+118.1% | $6,513+45.0% | $4,274+121.0% |
| Admin fee / account holder | $2,162 | $8,673-75.1% | $11,058-80.5% | $7,775-72.2% |