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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,675 | $80,812-41.0% | $160,784-70.3% | $82,448-42.2% |
| Participation rate | 95.8% | 66.2%+29.5pp | 77.0%+18.8pp | 68.1%+27.7pp |
| Annual return | 30.76% | 100.59%-69.8pp | 1803.92%-1773.2pp | 41.64%-10.9pp |
| Employer contribution / active EE | $8,245 | $2,174+279.3% | $3,733+120.9% | $2,551+223.2% |
| Participant deferral / active EE | $9,445 | $4,335+117.9% | $6,293+50.1% | $4,139+128.2% |
| Admin fee / account holder | $2,162 | $7,695-71.9% | $9,717-77.8% | $7,234-70.1% |