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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC3+ years Service code 14 PO BOX 9497 · NEW YORK, NY 10087 | Plan Administrator | $27,932 |
GRAY, GRAY & GRAY1 year Filed as: GRAY, GRAY & GARY LLP Service code 10 · EIN 04-2088368 | Accounting | $21,000 |
Filed as: JOHN HANCOCK Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $20,749 |
COMPASS 360, LLC2 years Service code 14 · EIN 81-1939215 | Plan Administrator | $12,971 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,964 | $79,209-59.6% | $102,434-68.8% | $74,459-57.1% |
| Participation rate | 77.3% | 74.8%+2.5pp | 76.5%+0.8pp | 67.2%+10.1pp |
| Annual return | 14.60% | 54.98%-40.4pp | 29.46%-14.9pp | 1369.70%-1355.1pp |
| Employer contribution / active EE | $2,432 | $2,362+2.9% | $3,023-19.6% | $2,626-7.4% |
| Participant deferral / active EE | $4,272 | $4,417-3.3% | $5,055-15.5% | $4,350-1.8% |
| Admin fee / account holder | $328 | $2,002-83.6% | $9,462-96.5% | $1,945-83.1% |